As we approach Veterans’ Day next month, I would like to pause and expressappreciation for the sacrifice made by so many
in uniform in their service to our country.
America is not perfect, but I know of nowhere
else on earth that I would rather live. I pray
for wisdom for our elected leaders every day,
and I hope that you do as well.
Veterans are sometimes left with injuries that can create physical challenges that may
not fully manifest themselves until many years
after their service is complete. There is a
pension benefit available to eligible veterans
or their qualifying surviving spouses that
some veterans may qualify for, but that they
are often unaware of. I would like to highlight
this benefit this month in honor of Veterans’ Day.
The name of the benefit is Aid and Attendance to Veterans. It can provide a monthly pension to cover unreimbursed medical expenses for eligible veterans or their
qualifying surviving spouses. Here are a few
additional general points of information
regarding the plan.
1. Eligible persons must be 65 or older (or be receiving SSI if under age 65).
2. They must be receiving a monthly pension for their military service.
3. Must have had at least 90 days of active duty, with at least one day beingserved during war time (service within
a combat zone is not required) and have been honorably discharged. If service started after 1980, 24 months
of active duty service with at least one
day during war time is the
4. They must require assistance in performing the activities of daily
living (bathing, cooking, cleaning,
5. Those currently confined to an assisted living facility may also qualify for
6. Surviving spouses of qualifyingveterans may also qualify if they meet
7. Eligible persons must also meet certain income requirements.
The benefits can be significant. A qualifying veteran may be eligible for up to $1,600 per month, a qualifying surviving
spouse may qualify for up to $1,000, and a
qualifying couple may qualify for up to $1,900. Although these levels of benefits may
not cover all of the expenses associated with
an extended stay in a nursing home or assisted
living facility, it could make a big difference
in how quickly personal savings and other assets may be drained.